Terms of Use

Effective Date: 09/10/2025

1 . INTRODUCTION

Welcome to AI For Business and Life (the "Website"), owned and operated by SS Coaching, LLC ("Company," "we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of aiforbusinessandlife.com and all its subdomains and sub-pages, including any content, functionality, and services o ff ered on or through the Website.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Website.

2 . ELIGIBILITY

You must be at least 18 years old to use our Website. By using our Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3 . ACCOUNT REGISTRATION

3 . 1 Account Creation

To access certain features of the Website, you may be required to register for an account. When you register, you agree to provide accurate, current, and complete information and to update such information to keep it accurate, current, and complete.

3 . 2 Account Security

You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with this section.

4 . SERVICES AND SUBSCRIPTION

4 . 1 Nature of Services

AI For Business and Life provides AI education, business coaching services, productivity tools, and AI-powered business solutions designed to help individuals and organizations improve their business operations, productivity, and success through artificial intelligence. While our services may be particularly valuable for entrepreneurs, business owners, and professionals, they are available to anyone seeking to improve their AI knowledge and business capabilities.

4 . 2 Free Trial Period

We may o ff er free trial periods for our subscription services or products. The specific duration and terms of any free trial will be indicated at the time of sign-up. By signing up for any free trial, you acknowledge that:

a) We may require you to provide payment information to start the trial;

b) Your subscription will automatically convert to a paid subscription at the end of the trial period unless you cancel before the trial ends;

c) No refund will be provided for the fi rst billing cycle after your free trial converts to a paid subscription;

d) The specific features, duration, and terms of free trials may vary by product or service and may change over time.

4 . 3 Subscription Terms

By subscribing to our services, you agree to the following terms:

a) Subscription fees will be billed in advance on a recurring basis, depending on the billing cycle you select;

b) Your subscription will automatically renew at the end of each billing period unless you cancel it before the renewal date;

c) You authorize us to charge your payment method for the subscription fees at the then-current rates;

d) We reserve the right to change our subscription fees upon notice to you. If you do not cancel your subscription following a fee change, you will be deemed to have accepted the new fees.

4 . 4 Cancellation

You may cancel your subscription at any time through your account settings or by contacting us at [email protected]. Upon cancellation:

a) You will continue to have access to the subscription services until the end of your current billing period;

b) We do not provide refunds for partial subscription periods;

c) After the current billing period ends, you will lose access to subscription-only features and content.

5 . AI-POWERED SERVICES

5 . 1 Nature of AI Services

Our Website provides AI-powered business tools, prompts, and educational content that analyze data and provide recommendations. You acknowledge and agree that:

a) Our AI tools are designed to provide general information and suggestions based on the data you provide;

b) The accuracy and e ff ectiveness of our AI tools depend on the accuracy and completeness of the information you provide;

c) Our AI tools are not a substitute for professional business, legal, or financial advice, and you should consult with qualified professionals before making signi fi cant business decisions.

5 . 2 Data Usage for AI Services

When you use our AI-powered tools, you agree that:

a) We may collect and process your business and personal data to provide our services;

b) We will handle your data in accordance with our Privacy Policy;

c) You grant us a license to use your data to improve our AI systems and services;

d) You will not upload any data that you do not have the right to share.

6 . INTELLECTUAL PROPERTY RIGHTS

6 . 1 Our Content

The Website and its original content, features, and functionality are and will remain the exclusive property of SS Coaching, LLC and its licensors. The Website is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

6 . 2 User Content

You retain ownership of any content you submit, post, or display on or through the Website ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content in any and all media or distribution methods.

6 . 3 AI-Generated Content

Content generated by our AI tools based on your inputs may be used by you for your business and personal purposes. However, you acknowledge that similar content may be generated for other users based on similar inputs.

7 . PROHIBITED USES

You may not use our Website:

a) For any unlawful purpose or to solicit others to take unlawful actions;

b) To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances;

c) To infringe upon or violate our intellectual property rights or the intellectual property rights of others;

d) To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate;

e) To submit false or misleading information;

f) To upload or transmit viruses or any other type of malicious code;

g) To spam, phish, pharm, pretext, spider, crawl, or scrape;

h) For any obscene or immoral purpose;

i) To interfere with or circumvent the security features of the Website.

8 . DISCLAIMER OF WARRANTIES

The information on this Website is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

a) Excludes all representations and warranties relating to this Website and its contents;

b) Excludes all liability for damages arising out of or in connection with your use of this Website.

9 . LIMITATION OF LIABILITY

In no event shall SS Coaching, LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Website.

10 . INDEMNIFICATION

You agree to defend, indemnify, and hold harmless SS Coaching, LLC and its licensee and licensors, and their employees, contractors, agents, o ffi cers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

11 . TERMINATION

We may terminate or suspend your account and bar access to the Website immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

12 . GOVERNING LAW

These Terms shall be interpreted and governed by the laws of the State of North Carolina, USA, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13 . CHANGES TO TERMS

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.