Refund Policy

Effective Date: 09/10/2025

1 . INTRODUCTION

This Refund Policy ("Policy") outlines the terms and conditions for refunds and cancellations for services and subscriptions provided by AI For Business and Life, operated by SS Coaching, LLC ("Company," "we," "us," or "our") through our website at aiforbusinessandlife.com and all its subdomains and sub-pages (collectively, the "Website").

Please read this Policy carefully before purchasing any services or subscriptions. By making a purchase, you acknowledge that you have read, understood, and agree to be bound by this Policy.

2 . SUBSCRIPTION SERVICES

2 . 1 Free Trial Period

We may offer free trial periods for our subscription services or products. The specific duration and terms of any free trial will be indicated at the time of sign-up. During any trial period:

You can explore and use the features of the subscription service or product at no cost
No charges will be applied to your payment method during the trial period
You can cancel at any time during the trial period without any charges
The specific features, duration, and terms of free trials may vary by product or service
and may change over time

If you do not cancel before the end of the trial period, your subscription will automatically convert to a paid subscription, and your payment method will be charged according to the subscription plan you selected.

2 . 2 Subscription Cancellation

You may cancel your subscription at any time through your account settings on our Website or by contacting our customer support team at [email protected]. Upon cancellation:

You will continue to have access to the subscription services until the end of your
current billing period
No partial refunds will be issued for the unused portion of your current billing period
Your subscription will not automatically renew for the next billing period
You will lose access to subscription-only features and content after your current billing
period ends

Unless you cancel your subscription before the renewal date, your subscription will automatically renew at the end of each billing period, and your payment method will be charged the applicable subscription fee.

3 . REFUND ELIGIBILITY

We offer refunds for subscription services under the following circumstances:

3 . 1 New Subscriber Guarantee

For new subscribers (excluding trial conversions), we o ff er a 30-day money-back guarantee from the date of initial purchase. If you are not satisfied with our subscription services, you may request a full refund within 30 days of your initial purchase.

3 . 2 Trial Conversion Policy

If your free trial converts to a paid subscription, no refund will be provided for the first billing cycle after conversion. This is because you had the opportunity to evaluate our services during the free trial period.

3 . 3 Automatic Renewal Refunds

If your subscription automatically renews and you are charged, you may request a refund within 7 days of the renewal charge if you did not intend to continue the subscription.

3 . 4 Course and Digital Product Refunds

For one-time purchases of courses, digital products, or AI prompt packages:

30-day money-back guarantee for all digital courses and products
Refund requests must be made within 30 days of purchase
You must demonstrate that you have attempted to use the product or complete the course
Refunds may be denied if there is evidence of abuse or if you have downloaded/accessed a signi fi cant portion of the content with intent to retain it

3 . 5 High-Ticket Coaching Programs

For high-ticket coaching programs and consulting services:

14-day money-back guarantee from the program start date
Refund requests must be made within 14 days of the program commencement
You must have attended scheduled sessions and attempted to implement the provided strategies
Partial refunds may be considered on a case-by-case basis for longer programs

4 . NON-REFUNDABLE ITEMS

The following items are not eligible for refunds:

Free lead magnets and downloadable resources
Services that have been fully delivered (such as completed coaching sessions)
Custom or personalized services that have been speci fi cally created for you
Products purchased with promotional discounts of 50 % or more (unless otherwise stated)

5 . REFUND PROCESS

5 . 1 How to Request a Refund

To request a refund, please contact our customer support team at [email protected] with the following information:

Your full name
Email address associated with your account
Date of purchase
Reason for requesting a refund
Order number or transaction ID (if available)

5 . 2 Refund Review Process

All refund requests will be reviewed on a case-by-case basis. We reserve the right to approve or deny refund requests based on the circumstances and our refund eligibility criteria.

If your refund request is approved:

The refund will be processed using the same payment method used for the original
purchase
Refunds typically take 5 - 10 business days to appear on your statement, depending on your payment provider
You will receive an email confirmation once the refund has been processed

6 . CHARGEBACKS

If you dispute a charge through your bank or credit card company (a "chargeback") instead of contacting us directly for a refund, we reserve the right to:

Present evidence to your bank or credit card company to contest the chargeback
Suspend or terminate your account
Charge a chargeback fee to cover our administrative costs associated with processing the chargeback

We encourage you to contact our customer support team before initiating a chargeback so that we can address your concerns directly.

7 . CHANGES TO SUBSCRIPTION PLANS

7 . 1 Upgrades

If you upgrade your subscription plan to a higher-tier plan, the new plan will take effect immediately, and:

You will be charged the prorated di ff erence between your current plan and the new plan for the remainder of your current billing period
Your next billing date will remain the same
No refund will be provided if you downgrade before the end of the billing period

7 . 2 Downgrades

If you downgrade your subscription plan to a lower-tier plan:

The downgrade will take effect at the end of your current billing period
You will continue to have access to your current plan's features until the end of the billing period
Your next billing will reflect the lower price of the downgraded plan
No refund will be provided for the current billing period

8 . PROMOTIONAL OFFERS AND DISCOUNTS

8 . 1 Special Promotions

From time to time, we may offer special promotions, discounts, or coupon codes. These offers:

Are subject to their own speci fi c terms and conditions
May have different refund eligibility criteria
Cannot be combined with other offers unless explicitly stated
Cannot be applied retroactively to previous purchases

8 . 2 Refunds for Promotional Purchases

Purchases made using promotional offers or discounts are subject to this Refund Policy unless the specific promotion states otherwise. Refunds for such purchases will be based on the actual amount paid after applying the discount.

9 . AI TOOLS AND DIGITAL CONTENT

9 . 1 AI-Generated Content

Content generated through our AI tools is provided "as-is" and refunds for AI tool usage are subject to the same terms as our digital products and services.

9 . 2 Digital Downloads

Once digital content (such as AI prompts, templates, or guides) has been downloaded or accessed, refunds may be limited. We reserve the right to deny refunds if there is evidence that the content has been copied, shared, or used beyond the scope of personal use.

10 . CHANGES TO THIS POLICY

We reserve the right to modify this Refund Policy at any time. Changes will be e ff ective immediately upon posting on our Website. Your continued use of our services following the posting of changes constitutes your acceptance of such changes.