AI Money Mastery: Budget, Clear Debt and Plan Smarter With AI
Take Control of Your Money With AI: A Safe, Step-by-Step System From Shihan Sheriff, FCMA, CGMA, CPA (Australia), MBA (General), MBA (Data Science & AI), UAECA, CAAB, CAAS
Beginner · 18 lessons · $47
Money stress usually comes from not knowing where you stand. This course shows you how to use everyday AI assistants as a careful finance helper: sorting your spending, building a budget, mapping your bills, calculating debt payoff and savings plans, and preparing you for conversations with licensed professionals. Taught by Shihan Sheriff, FCMA, CGMA, CPA (Australia), MBA (General), MBA (Data Science & AI), UAECA, CAAB, CAAS, with a strict privacy routine, formulas you can check yourself and no hype or promises.
What you will be able to do
- Anonymize bank exports and use AI with your finances without sharing account numbers, passwords or identity details
- Catch confident wrong answers by checking AI math with spreadsheet formulas such as PMT, NPER and SUMIF
- Categorize 90 days of spending and build a zero-based or 50/30/20 budget from real numbers
- Create a bill calendar with a running balance and finish a subscriptions audit in one sitting
- Compare avalanche and snowball debt payoff plans and calculate your own debt-free month
- Size an emergency fund, set up sinking funds and calculate monthly contributions for savings goals
- Compare loans, mortgages and buying versus renting on total cost, and prepare sharp questions for licensed advisers
- Protect your household from scams, including AI voice clones, and run a 45-minute monthly money review
Who it is for
- Individuals and families anywhere in the world who want a clear, calm handle on their money
- People who have tried budgeting apps or spreadsheets and given up after a few weeks
- Anyone paying off credit cards or loans who wants a realistic debt-free date
- Couples and housemates who want a fair, written plan for shared costs
- Beginners with AI who want to use it for money without risking their privacy
- Parents who want to teach children about money and protect older relatives from scams
Curriculum
Module 1: Money Foundations: Using AI With Your Finances, Safely
- What AI Can (and Cannot) Do for Your Money (14 min)
- Privacy First: Anonymize Before You Paste (14 min)
- Spotting Confident Wrong Answers (13 min)
Module 2: Budget and Cash Flow: See Where Every Dollar Goes
- Categorize 90 Days of Spending in 20 Minutes (16 min)
- Build a Budget That Fits: Zero-Based or 50/30/20 (15 min)
- Your Bill Calendar and Monthly Cash Flow Map (13 min)
- The 30-Minute Subscriptions Audit (12 min)
Module 3: Debt and Savings Plans: Pay Down, Build Up
- Avalanche vs Snowball: Calculate Your Debt-Free Date (16 min)
- Emergency Fund and Sinking Funds (14 min)
- Savings Goals With the Right Math (13 min)
- Negotiate Your Bills With AI-Written Scripts (13 min)
Module 4: Big Decisions and Learning: Loans, Homes, Investing, Insurance and Tax Paperwork
- Compare Loans and Mortgages Like a Finance Pro (16 min)
- Buying vs Renting: A Clear-Headed Worksheet (15 min)
- Learn Investing Concepts and Prepare for an Adviser (15 min)
- Insurance Checklists and Tax Paperwork, Organized (15 min)
Module 5: Family and Protection: Kids, Shared Budgets, Scams and Your Monthly Review
- Kids, Money Lessons and Shared Household Budgets (15 min)
- Scam and Fraud Defense, Including AI Voice Clones and Deepfakes (16 min)
- Your 45-Minute Monthly Money Review With AI (14 min)
What you get
- 18 practical lessons across 5 modules
- Downloadable PDF workbook with spending, budget, bill calendar, debt payoff, sinking fund, decision and monthly review worksheets
- Prompt library with 40+ copy-ready prompts for ChatGPT, Claude, Gemini and Copilot
- A one-page spreadsheet formula cheat sheet for loans, savings goals, debt payoff, budgets and reviews, with worked examples
- 5 module quizzes and a final exam
- Certificate of Completion
- 3 bonuses: a personal finance prompt vault, a money templates pack and a 30-day money reset plan
Bonuses
- The Personal Finance Prompt Vault: 50 Safe, Copy-Ready Money Prompts ($37 value). Fifty categorized prompts you can paste straight into ChatGPT, Claude, Gemini or Copilot, covering everyday money tasks the course lessons do not, from tracking a refund to planning a wedding budget. Every prompt includes privacy guardrails and a check-your-work line, so you get organized answers you can verify.
- The CFO-Style Household Money Templates Pack ($47 value). Ten ready-to-fill templates, including a household profit and loss, a personal balance sheet, a 12-month cash flow forecast, a big purchase scorecard and ready-to-send letter templates. Each one comes with spreadsheet formulas and an AI prompt to fill it faster.
- The 30-Day AI Money Reset Plan ($27 value). A day-by-day plan that walks you through the whole course in small daily actions, with the exact prompt to use and a clear finish line for each day. By day 30 you have a safe AI setup, a verified spending picture, a budget, a bill calendar, a debt and savings plan, family scam protections and your first monthly review booked.
Your instructor
Shihan Sheriff, FCMA, CGMA, CPA (Australia), MBA (General), MBA (Data Science & AI), UAECA, CAAB, CAIS, is VP of Finance at Nomod (Y Combinator-backed), CFO at Esanjo and a four-time Amazon bestselling author. He shares practical, plain-English ways to use AI in finance, business and life.
14-day money-back guarantee on all one-time digital products. If it is not right for you, email within 14 days of purchase for a full refund. Implementation and Done-For-You services are not refundable. Subscriptions are covered by the subscription terms. Read the refund policy
Frequently Asked Questions
Is this financial advice?
No. The course is educational only. It teaches you to use AI to organize, calculate, compare, plan and learn, and to prepare questions for licensed professionals. It does not give personalized investment, tax, legal or insurance advice and never recommends specific products.
Who is this course NOT for?
It is not for you if you want stock tips, investment picks, tax filing help or a promise to get rich or get out of debt fast. It does not replace a licensed financial adviser, accountant, lawyer or insurance broker; it helps you arrive at those meetings prepared. It is also not a course on trading, crypto or running business accounts.
Is it safe to put my financial information into AI?
Only if you do it the right way. Module 1 teaches a step-by-step anonymizing routine and a Never-Paste List: no account numbers, passwords, PINs, ID numbers or full statements with identifiers. You share numbers, not identities.
Do I need a paid AI subscription?
No. The prompts work with the free versions of popular assistants such as ChatGPT, Claude, Gemini and Microsoft Copilot. Some features, like running code, file uploads or memory, vary by plan and region, and we show simple alternatives such as checking results in a spreadsheet.
Does it work outside the United States?
Yes. The course is written for a global audience and uses $ in examples. The methods work in any currency. Wherever rules depend on your country, such as tax, insurance or consumer rights, you are shown what to verify locally and where.
Will this course get me out of debt or make me wealthy?
No course can promise that. Results depend on your income, costs, choices and circumstances. What you get is a clear system, accurate calculations and routines that many people find make money decisions easier and calmer.
I am not good with spreadsheets. Can I still do this?
Yes. Every formula is given in full, ready to copy, with a worked example. You can also ask your AI assistant to explain any formula step by step. The course is designed for beginners.
What will I have after the first lesson?
In about 15 minutes you will have your Money Helper set up safely, your top 3 money priorities in order, one small action to take this week and a short list of the numbers to gather for Module 2. No bank data is needed for this first step.